When you decide to buy a home or refinance your existing mortgage, you must submit a mortgage application. One of the first steps involves a prequalification which includes calculations regarding loan underwriting guidelines. Prequalification is a service I provide to interested parties at no charge or obligation. To set up a "Pre-Qual" simply enter your name, contact information and geographic area and estimated home value. I will contact you, take you through a series of questions and provide you with payment and rate calculations to help you determine your home purchase or refinance prequalifications status.Your response is appreciated and the information you receive in return will be of great value to you.